lumiveraqua

Budget Analysis Services Built Around Your Reality

We've spent years figuring out what actually works when it comes to understanding cash flow. Not theory—just practical approaches that help Australian businesses make better decisions with their money.

Darren Fitzpatrick, Budget Analysis Specialist
Darren Fitzpatrick Budget Analysis Specialist

Three Options That Match Different Needs

Most clients start with the Essentials package and move up as their business grows. That's totally fine. Pick what makes sense right now.

Essentials

$385/month

Good starting point if you need basic budget oversight without complexity.

  • Monthly budget review sessions
  • Cash flow tracking setup
  • Quarterly expense analysis
  • Email support within 48 hours
  • Basic reporting templates
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Strategic

$1,290/month

Comprehensive support for businesses planning significant growth or restructuring.

  • Weekly strategy sessions
  • Multi-year forecasting
  • Real-time budget monitoring
  • Direct phone access
  • Executive-level reporting
  • Investment analysis support
  • Merger/acquisition budgeting
  • Dedicated analyst assigned
Contact for Strategic

What's Actually Included in Each Package

Sometimes it helps to see everything laid out side by side. Here's the breakdown without the marketing speak.

Feature
Essentials
Professional
Strategic
Monthly review sessions
Cash flow tracking
Basic
Advanced
Real-time
Custom dashboards
Scenario planning
Multi-year forecasting
Dedicated analyst
Response time
48 hours
24 hours
Same day

What Clients Actually Say About Working With Us

"We switched to the Professional package in March 2025 after struggling with our internal budget process. The variance analysis alone saved us from a costly inventory mistake."

Saoirse O'Neill, Operations Director
Saoirse O'Neill Operations Director, Sydney

"Started with Essentials in late 2024. It's straightforward and doesn't require us to change our entire workflow. That was important for our small team."

Freya Lindström, Business Owner
Freya Lindström Business Owner, Melbourne

Questions People Usually Ask

Can I switch between packages?

Yes. Most clients adjust their package as their needs change. Just give us a month's notice so we can plan the transition properly.

What if I'm not sure which package fits?

Schedule a consultation call. We'll look at your current situation and suggest what typically works for businesses at your stage. No pressure to commit right away.

Do you work with accounting software we already use?

We integrate with most common platforms used in Australia. During onboarding, we'll confirm compatibility and set up connections to your existing systems.

Is there a minimum commitment period?

Three months minimum. Budget work takes time to show patterns and results. After that, it's month-to-month with 30 days notice if you want to stop.

What happens during the first month?

We spend the first few weeks understanding how money moves through your business. Then we build tracking systems and baseline reports. Active consulting starts around week three.

Ready to Get Better Visibility on Your Budget?

Pick a package that fits your current needs. We'll help you figure out if it's the right match during the first conversation.